Employer’s Liability Insurance for Employees in Iran

employerThis insurance policy covers physical damages resulting from ignorance or negligence of employer, happening to the employees during work. Damages covered by insurance include:

Medical expenses, death and body defects, compensation for jobless days and responsibility before Social Security Organization. Iran Insurance Co. deems it necessary to obtain the mentioned insurance policy for all employees subject to the labor law.


Because of the difference of law in Iran and other countries, it is better for contractors who want to be active in Iran , to make a contract with Iranian insurance companies.

Workers compensation and employers liability policy

WC/EL policies which are issued by us, provide coverage for an employer's two key exposures arising :

1-  Employer's statutory liabilities under workers compensation laws

 2- Third Party liability


Request form of Liability for employee and third party

For download questionnaire of employer liability insurance for employee and third party in Iran , please click on bellow link:

For more information about liability insurance in Iran please check bellow link:

What is blood money in Iran?

Diya (Arabic: دية‎; plural diyāt, Arabic: ديات‎) in Iran's law, is the financial compensation paid to the victim or heirs of a victim in the cases of murder, bodily injury or property damage.
It is an alternative punishment to qisas (equal retaliation). In Arabic, the word means both blood money and ransom, and it is spelled sometimes as diyah or diyeh.

The amount of compensation is based on the percentage of responsibility. Blood money is to be paid not only for murder, but also in the case of unnatural death, interpreted to mean death in a fire, industrial or road accident, for instance, as long as the responsibility for it falls on the accused. The diyah compensation amount depends on the religion of the victim.
It only applies when victim's family want to compromise with the guilty party; otherwise qisas applies.

Is Islamic law, Qisas is necessary in intentional accidents if curt and the victim or heirs of a victim ask but in unintentional accidents, paying blood money is enough.