A clear route to commercial insurance placement—from project and operational risks to marine, cargo, property, and liability requirements.
We help international businesses, contractors, investors, and operators define their insurance needs, organize underwriting information, and coordinate placement through the appropriate Iranian insurance channel.
ServicesIndustriesPlacement processWhy work with usAuthorizationInternational clientsConsultation
Main insurance services
Insurance structured around your business exposure
Start with the asset, activity, contract, and location. We help identify which policy classes should be reviewed together—and where their roles need to remain distinct.
Engineering & project insurance
Construction, erection, machinery, and technical assets, matched to the project stage and contractual requirements.
Explore engineering insurance
Oil, gas & petrochemical
Insurance review for energy projects, operating facilities, and connected industrial or offshore requirements.
Explore energy insurance
Marine & vessel insurance
Review vessel physical damage and marine liabilities separately, including Hull & Machinery and P&I where relevant.
Explore marine insurance
Cargo & transit insurance
Goods, equipment, and project materials moving through declared import, export, and transit routes.
Explore cargo insurance
Property & industrial assets
Buildings, contents, plant, stock, and other business assets, subject to agreed locations and insured perils.
Explore property insurance
Commercial liability
Specified legal liabilities arising from business activities, projects, or operations, with the appropriate limits and wording.
Explore liability insurance
Aviation hull & liability
Aircraft physical damage, third-party liability, and passenger liability requirements reviewed as distinct sections.
Explore aviation insurance
Reinsurance coordination
Discussion of treaty, facultative, or capacity-sensitive requirements where an appropriate structure is available.
Explore reinsurance services
Industries served
Sector context. A more relevant insurance discussion.
Different industries create different interfaces between physical damage, liability, transit, and contractual obligations. Bring the operating context—not just a policy name.
Energy & petrochemicals
Refineries, process facilities, energy projects, and connected technical or marine exposures.
Refinery insurance guidance
Construction & EPC
Civil works, installation, turnkey contracts, commissioning, and project-related liabilities.
EPC and turnkey insurance
Shipping & marine operations
Commercial vessels, tanker interests, managers, operators, and declared marine activities.
Vessel insurance solutions
Trade & logistics
Importers, exporters, equipment suppliers, and businesses moving goods through Iran.
Cargo insurance services
Aviation & investment
Aircraft operations and international companies evaluating Iran-linked business requirements.
Aviation insurance solutions
How insurance placement works
From the initial inquiry to an informed placement decision
- Tell us about the riskShare the business or project, insured interests, locations or routes, estimated values, required dates, and contract conditions.
- Define the insurance structureIdentify the relevant classes, insurer relationship, proposed limits, deductibles, and any special wording or territorial requirements.
- Prepare the underwriting submissionOrganize the questionnaires and technical documents, then coordinate insurer questions and proposed terms.
- Review terms and confirm placementCheck the insurer, scope, exclusions, conditions, premium arrangements, and evidence of cover. Obtain written confirmation before relying on insurance.
- Maintain the policy and communicationCoordinate changes, renewals, and claims-related communication within the agreed service scope and policy requirements.
A questionnaire, inquiry, or indicative quotation does not by itself confirm bound insurance.
Why work with our agency
Local insurance coordination. Clear commercial communication.
One organized starting point
Bring connected engineering, cargo, marine, property, or liability requirements into one structured discussion, instead of treating each exposure in isolation.
Information that supports review
A focused submission helps the insurer understand the actual assets, use, territories, responsibilities, and requested protection.
Clear policy distinctions
We keep asset protection, insured liabilities, and cargo interests separate where they belong—and review the interfaces that matter.
Practical follow-up
The service can include policy issuance coordination, endorsements, renewals, and loss-related communication, subject to authority and agreed scope.
Learn more about Etemad Gostar Hakim Company and our intermediary role.
Licensing and authorization
Know who is arranging your insurance
The agency relationship and the wider intermediary route are distinct. Confirm which entity, authority, and insurer relationship will handle your particular requirement.
Bimeh Iran agency relationship
The published company profile identifies Etemad Gostar Hakim as a registered agency of Bimeh Iran Insurance Company, with agency code 3115 and company registration number 37082.
Review the agency company profile
Separate intermediary route
The site also provides information about an insurance intermediary under code 753. This is a separate identifier and should not be substituted for the Bimeh Iran agency code.
Review intermediary information
These details are drawn from the published company pages. Current authorization, permitted scope, and the responsible placing entity should be confirmed through the relevant documentation before engagement. Agency status does not make the agency the insurer.
Related information: about the insurance service complex and about Bimeh Iran Insurance Company.
International client services
A structured service for Iran-linked commercial risks
For international businesses entering Iran
Organize investment, project, asset, and operating requirements with a clear view of local insurance placement and the information insurers need.
Investor entry roadmap
For cross-border trade and operations
Declare all countries, routes, locations, activities, and insured parties so territorial scope and contract requirements can be reviewed.
International insurance services
For overseas teams and technical advisers
Begin remotely with a concise risk summary, relevant contracts, asset schedules, and the correct questionnaire. Further surveys or records may be required.
Underwriting document guidance
For policy and claims communication
Keep reporting instructions, policy changes, and supporting information organized. Follow the insurer’s notification requirements promptly after any incident.
International-company claims guidance
Cross-border coverage and payments are subject to case-specific review of territories, insurer acceptance, local rules, sanctions, licensing, and lawful payment arrangements. International service does not mean unrestricted worldwide insurance.
Your next step
Request an Insurance Consultation
Tell us what your business needs to insure. You do not need to know the exact policy class before you start.
Send a concise risk summary
- Company and applicant details
- Business activity, project, asset, or shipment
- Locations, territories, or routes
- Estimated values and required dates
- Contractual insurance requirements
- Existing cover and relevant claims history
What happens next
The initial discussion helps identify the appropriate service route, relevant insurance classes, and information required for underwriting review.
If you already know the class, use its dedicated questionnaire. Otherwise, start through the contact page with your risk summary.